Flood insurance is not part of a standard homeowner policy but it is affordable and easy to obtain.
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66 South Broad Street
Suite 2
Norwich, New York 13815
Phone: (607) 334-4444
Toll Free: (800) 965-6264
Fax: (607) 334-4162
297 River St. Service Road
Suite 1
Oneonta, New York 13820
Phone: (607) 432-4000
Fax: (607) 433-1868
Within NBT Bank
30 North Main Street
Sherburne, New York 13460
Phone: (607) 674-7400
Fax: (607) 674-4717
44 Grand St
Sidney, New York 13838
Phone: (607) 561-2600
Fax: (607) 563-2713
3200 Shippers Rd.
Vestal, New York 13850
Phone: (607) 729-6243
Fax: (607) 798-9724
17 West Genesee Street
Camillus, New York 13031
Phone: (315) 672-3162
Fax: (315) 672-3212
38 West St.
Suite 3
Walton, New York 13856
Phone: (607) 865-6581
Fax: (607) 865-6583
Within NBT Bank
1 Wall Street
Oneonta, New York 13820
Phone: (607) 433-0511
Fax: (607) 433-1868
56 North Main St.
Gloversville, New York 12078
Phone: (518) 773-7981
Fax: (518) 725-3733
Within NBT Bank
295 Broadway
Saratoga Springs, New York 12866
Phone: (518) 580-8626
Toll Free: (800) 891-9274
Fax: (518) 580-8635
Within NBT Bank
80 South Chenango Street
Greene, New York 13778
Phone: (607) 656-5100
Fax: (607) 656-9758
50 Utica St.
P.O. Box 316
Hamilton, New York 13346
Phone: (315) 824-3210
Fax: (315) 824-0675
Within NBT Bank
Route 23 & 30
Grand Gorge, New York 12434
Phone: (607) 588-9831
Fax: (607) 588-9518
Within NBT Bank
723 Main St.
Margaretville, New York 12455
Phone: (845) 586-5151
Fax: (845) 586-5155
20850 State Highway 28
PO Box 266
Delhi, New York 13753
Phone: (607) 746-2381
Fax: (607) 746-6647
133 Chestnut St.
Cooperstown, New York 13326
Phone: (607) 547-2575
Fax: (607) 547-2614
26 1/2 N Main St
Dolgeville, New York 13329
Phone: (315) 429-8301
Fax: (315) 429-3244
66 South Broad St.
Norwich, New York 13815
Phone: (607) 334-4444
Fax: (607) 334-4162
Within NBT Bank
3121 Vestal Parkway East
Vestal, New York 13850
Phone: (607) 231-6126
Fax: (607) 798-9724
Within NBT Bank
105 Front Street.
Deposit, New York 13754
Phone: (607) 467-3348
Fax: (607) 467-1648
Within NBT Bank
270 Genesee St
Utica, New York 13502
Phone: (315) 672-3162
Fax: (315) 672-3212
Within NBT Bank
One Kirkland Ave
Clinton, New York 13323
Phone: (315) 672-3162
Fax: (315) 853-7410